Auto Financing Made Easy at Mitchell Subaru

Are you in search of a new Subaru vehicle? Perhaps you want to save money and are looking to buy one used? Whatever type of Subaru you want, our finance team is here to help you find the perfect financial plan. Whether it's a loan or lease, our expert financers have helped many people find a plan that fits their budget, and they can do the same for you, so start financing at our dealership today.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Why Finance With Us?

Out of all the dealerships you can finance with, you may be wondering why'd you do so here. Well, it's simple -we make financing straightforward. We cater each deal to our customer's specific budgets and needs, so they always find a plan that works for them.

Choosing a Financial Plan

Once you've found a vehicle you like, the next step is deciding whether to finance or lease it. But before you decide, let's go over what each option offers.


If you're looking to own a Subaru model outright, getting a loan will help make that happen. Loans can be tailor-made for your specific budget, and when paid back on time, they allow you to build your credit score. However, compared to leasing, the monthly payments can be quite high.


Getting a lease is a great option if you're not quite ready to commit to a vehicle or if the larger loan payments don't interest you. With a lease, you will not only have lower monthly payments, but they typically last for two or three years. And once the lease expires, you can buy the model you're driving, extend the lease, or upgrade to a new model.

Though it's important to note that leasing does have limits, such as the number of miles you can drive.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
The following section(s) display custom content from the legacy version of this page and are for reference only. Please review the content and migrate it as necessary. When completed, hide each of these sections (including the one this message is in). Deleting any of them will prevent this page from receiving future updates from DDC.

Learn More about Subaru Lease and Auto Loans in Canton via Our team of Specialists

Here at Mitchell Subaru, we do everything we can to make buying your next new or used car a breeze, and that includes taking all the mystery out of auto financing. We've got a group of Subaru lease and car loan experts here at our dealership, and they are passionate about their work. That, of course means they are going to do their best to ensure your satisfaction by negotiating the right car loan or Subaru lease rates for you.

Sound good? Ready to apply or find out more?


Of course, we can also schedule some face time at our new Subaru showroom, which is located at 71 Albany Turnpike in Canton, Connecticut - a quick drive from Simsbury, Avon CT and Farmington CT.

Buying or leasing a new car can potentially prove to be one of the greatest financial undertakings in a person's life. Even the most affordable used car can still cost someone thousands of dollars out of pocket, so most shoppers turn to financing or leasing to make the payment process easier. No matter which you choose, a new Subaru or used car from Mitchell Subaru can prove a worthy choice. Our finance center team is always here to answer your most pressing questions and help guide you through the payment process seamlessly. Start shopping with Mitchell Subaru and visit us to talk with our finance center here in Canton, CT. Our dealership is less than 10 minutes outside of Avon, and only 14 miles from Bristol, CT.

Benefits of Financing

  • Equity: Financing is often a preferable choice among drivers with lower credit, or even no credit at all. When you make regular, timely payments on your loan, you find yourself building equity, which increase your credit score over time.
  • Less Restrictive: Lease agreements set caps on annual mileage and limit the amount of customizations you can make to the car you choose. However, with an auto loan, there are no such restrictions.
  • Ownership is the Goal: Drivers can select different financing deals to suit their own monthly budget. Once the vehicle is fully paid off, it is yours to keep, sell, trade, or gift as you see fit.

Benefits of Leasing

  • Cheaper in the Short-Term: Lease payments only cover a fraction of the vehicle's overall worth, so your down payments and monthly payments will likely be less than they would be in a loan.
  • Continued Coverage: Since lease agreements typically last between 26 and 60 months, your Subaru will remain covered under its factory-backed warranties. Any repairs or maintenance needed will be cheap and easy.
  • Upgrade Every Couple Years: Lease agreements are a great way to ensure you're always driving the newest car. Once your lease expires, you can lease another Subaru of your choosing from our new inventory.

How to Get Pre-Approved on this Page

To get pre-approved for an auto loan or lease agreement, you can fill out our quick and easy finance application on this page. Let us know how to best contact you and your preferred time frame for when you planned to purchase or lease. We will use the basic information you provide to give you a baseline assessment for your best payment options moving forward, according to your current credit rating, housing and other factors. The financing application also helps us find out if you qualify for any additional financing bonuses or incentives.

Lease-End Return Options

If you plan on leasing, we will handle your deal in-house, so you can return your Subaru to us when the lease concludes. Before the lease agreement ends, you will receive detailed instructions about when to schedule the required inspection for your leased Subaru as well as what constitutes acceptable wear and tear. When the lease officially ends, Simsbury, CT customers will have two primary options moving forward:

  • Start a new Subaru lease agreement
  • Buy/finance the remaining balance of the leased Subaru

Check Out Our Specials and Save

No matter if you plan on financing or leasing, you can always find some great savings here at Mitchell Subaru. Each month, you will find some great deals online to help you save on a financing or leasing agreement. We encourage you to see what's available, whether you want to finance a new Subaru Ascent or lease a Subaru Legacy.

Take the Next Steps in Canton, CT

When you find your next new Subaru or used car, and you want to move forward with financing, we encourage you to start online customize your deal from your computer in Farmington, CT. Buying from home allows you to lock in our best deals today, personalize payments, get approved for financing, and get an estimate for your trade, all in a matter of minutes. Start your deal online and visit Mitchell Subaru today in Canton, CT for a test drive. We hope to see you soon!

Your privacy is important to us.

Mitchell Subaru takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Mitchell Subaru

    91 Albany Turnpike
    Canton, CT 06019

    • Sales: 860-693-7723
Loading Map...

Get in Touch

  • Contact our Sales Department at: 860-693-7723
  • Monday8:30AM - 6:00PM
  • Tuesday8:30AM - 6:00PM
  • Wednesday8:30AM - 6:00PM
  • Thursday8:30AM - 6:00PM
  • Friday8:30AM - 6:00PM
  • Saturday8:30AM - 5:00PM
  • SundayClosed